Preface

What information do we collect?

As part of our Services, we use various technologies such as “session” and “persistent” cookies (small data files that we transfer to your computer), web beacons (tiny image files on web pages that communicate information about the page viewer to the beacon owner), log data, and third-party analytics services to collect and analyze information about Users. This includes things like Users' search preferences, saved searches, aspects of their use of the Services, and location.

We use "session" cookies to keep you logged in while you use our Services, to better understand how you interact with our Services, and to monitor aggregate usage and web traffic information on our Services. We use "persistent" cookies to recognize you each time you return to our Services. For example, we create a persistent cookie that includes some basic information about you, like your most recent search. We use this persistent cookie to remember your preferences and, if you create an account, to make your user experience consistent after you register.

Our servers automatically record information ("Log Data") created by your use of the Services. Log Data may include information such as your IP address, browser type, operating system, the referring web page,web pages visited, location, your mobile carrier, your computer or mobile device type, search terms and cookie information. We receive Log Data when you interact with our Services, for example, when youvisit our websites, sign into our Services, or interact with our email notifications.

Most Internet browsers automatically accept cookies, but you can change your settings or use third-party tools to refuse cookies or prompt you before accepting cookies from the websites you visit. You can also use your browser settings or other tools to delete cookies you already have. Please be aware that some parts of our Services may not work for you if you disable cookies.

If you contact us through one of our websites, we ask you to provide certain personally identifiable information like your name, email address, or work street address and telephone number (“Personal Information”). Your provision of Personal Information means you agree and consent that we may collect, use and disclose your Personal Information under this Privacy Policy. Consent may be given expressly, by signing a document, agreeing through electronic means or verbally, or impliedly by providing Personal Information voluntarily. Certain Services can only be offered if you provide Personal Information to us, and if you choose not to provide us with such required Personal Information, we may not be able to offer you our Services.

Some of our Services require you to register and set up an account with us. When you create an account, we ask you to provide us with certain Personal Information.

If you become a Subscriber, we will ask you to provide certain information in order to set up your account. We ask all Subscribers who set up accounts to provide their name, their employer (if applicable), a phone number and an email address. We will also collect financial data like credit card information and billing addresses from Subscribers, so that we can handle billing. If you are a Subscriber, a POS.com representative may call you to verify your information.

We may sometimes obtain Personal Information about you from third parties (e.g., Facebook, Twitter, Google) and use it to re-market our Services or provide a more tailored experience with our Services.

If you provide location information during the registration process or at any other time via your account settings, we will store that information and associate it with your account. In some cases we may collect and store information about where you are located, such as by converting your IP address into a rough geolocation. If you use mobile Services, we may collect location data directly from your mobile device automatically if your device allows us to do so. In some circumstances, you may have to opt into sharing your location data with us. Additionally, your mobile device may provide you with choices about how and whether location data is shared with us.

Why do we collection information from you?

We use information we collect through the Services to:

• Respond to your questions or requests for additional information;

• Provide you with quotes that you have specifically requested or communications you have indicated you wish to receive (e.g., e-newsletters, reminders of subscription expiration dates);

• Provide and improve our Services to you;

• Manage our customer relationship with you and to provide you with customer support;

• Process payments to us;

• Research and analyze your use of or interest in our Services and those products and services offered by others;

• Help you find the most relevant information for your situation by customizing our Services to optimize your experience;

• Analyze the effectiveness of our Services;

• Communicate with you via email, telephone, mobile, text (SMS), postal services, social media and websites and update you with POS.com related news and information or to tell you about products or services that may be of interest to you, if you allow us to do so;

• Verify your eligibility and deliver prizes in connection with promotions, contests and sweepstakes;

• Perform the functions described to you at the time of collection.

How we share your information.

We may engage third-party service providers to work with us to administer, provide and improve the Services, and these third-party service providers have access to Users’ Personal

Information only to perform these services for us. Some of these third-party service providers may be located outside the European Economic Area. If this is the case, we will provide for an adequate level of protection regarding your personal data. Otherwise, we will only share your Personal Information at your direction and according to this Privacy Policy.

In order to provide and improve our Services, we may use and disclose to our service providers and analytics partners non-personally identifiable information that we collect, including cookie data and Log Data. We retain the right to use, at our reasonable discretion, any information, in any form, about more than one individual where the identity of the individuals is not known and cannot be inferred.

When you use any social network sharing function we include with the Services (for example, sharing on Facebook), your sharing activity will be processed through a third party's site or service. These third parties' privacy policies, not ours, govern the collection and use of the information collected on those sites or networks, including Personal Information.

Some parts of our Services allow Users to submit and view UGC. UGC includes such things as posting a question, an answer or a blog post. When you post UGC, other Users will be able to see certain information about you, such as your username or handle. You should be aware that any Personal Information you submit in UGC provided by you can be read, collected, distributed or used by other Users and could be used by third parties to send you unsolicited messages. We are not responsible for the Personal Information you choose to include in the UGC you provide through the Services.

We may release Personal Information when we believe that doing so is appropriate to comply with applicable laws, regulations or legal requests; to enforce or apply our policies and guidelines; to initiate, render, bill, and collect amounts owed to us; to protect our rights or property; to protect the safety of our Users; to address fraud, security or technical issues; to prevent or stop activity that we consider to be illegal or unethical; or if we reasonably believe that an emergency involving immediate danger of death or serious physical injury to any person requires disclosure of communications or justifies disclosure of records without delay.